Exclusive Opportunity – Brand New Lakefront Retreat with Owner Financing Available
Discover a rare opportunity to own a custom-designed, brand-new lakefront home in the private, final phase of The Retreat at Water’s Edge. Owner financing is available for qualified buyers, making this exceptional property more attainable than ever. Financing highlights include interest rates starting at 3.75%, 20% down payment, and monthly payments of $1,750.
Positioned on one of the community’s most desirable lots, this home offers unobstructed, big-water views of the pristine 75-acre lake. The thoughtfully designed 1,200 sq. ft. residence features vaulted ceilings with exposed beams, an open-concept living area filled with natural light, and a gourmet kitchen with island, quartz countertops, and designer finishes. The primary suite is located on the main level, while two upstairs bedrooms with king-size accommodations share a Jack-and-Jill bath.
A spacious three-sided screened porch captures panoramic lake views and extends the living space, ideal for entertaining or relaxing. Outdoor amenities include a lakefront deck, fire pit at the water’s edge, semi-private dock, and dedicated storage for kayaks, boats, and fishing gear.
Located near the end of a wooded cul-de-sac, the home offers privacy while blending modern comfort with tranquil natural surroundings. Ideal as a primary residence, weekend retreat, or investment property, with optional on-site short-term rental management through Retreat Vacations. Residents enjoy a gated community with hiking trails, playground, and boat rentals.
This rare lakefront opportunity with flexible owner financing will not last long. Schedule your private showing today. Buyer to verify all information.
*Financing subject to buyer qualification and approval. Example terms only. Rates, payments, APR, fees, and terms may vary based on creditworthiness and final structure. This is not a commitment to lend or an offer for credit.
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Listing Snapshot
Price
$699,900
Days On Site
43 Days
Bedrooms
3
Inside Area (SqFt)
1,200 sqft
Total Baths
2
Full Baths
2
Partial Baths
N/A
Lot Size
N/A
Year Built
2025
MLS® Number
3111810
Status
Active
Property Tax
$1,500
HOA/Condo/Coop Fees
$105 monthly
Sq Ft Source
Owner
Friends & Family
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Recent Activity
a month ago
Listing first seen on site
a month ago
Listing updated with changes from the MLS®
General Features
Available on
2025-09-22
Foundation
Block
Green Energy Efficient
Water HeaterWindows
Levels
Two
Number Of Stories
2
Pets
Yes
Property Sub Type
Single Family Residence
Security
Smoke Detector(s)
Sewer
Public Sewer
Special Circumstances
Standard
SqFt Above
1200
SqFt Total
1200
Style
Contemporary
Utilities
Water AvailableUnderground Utilities
Water Source
Public
Interior Features
Appliances
Electric OvenElectric RangeDishwasherDisposalMicrowaveRefrigeratorStainless Steel Appliance(s)Water Heater
Basement
Crawl SpacePartialUnfinished
Cooling
Ceiling Fan(s)Central Air
Fireplace
Yes
Fireplace Features
Electric
Fireplaces
1
Flooring
Wood
Heating
Central
Interior
Built-in FeaturesCeiling Fan(s)Open FloorplanKitchen Island
Laundry Features
Electric Dryer HookupWasher Hookup
Main Level Bedrooms
1
Bedroom 1
Dimensions - 12x11
Bedroom 2
Dimensions - 12x11
Bedroom 3
Dimensions - 12x11
Kitchen
Dimensions - 13x12
Living Room
Dimensions - 16x13
Master Bathroom
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Exterior Features
Construction Details
Fiber Cement
Exterior
Dock
Lot Features
SlopedViewsWaterfront
Patio And Porch
DeckPorchScreened
Roof
Metal
View
Lake
Waterfront
Yes
Waterfront Features
Lake Front
Waterview
Lake
Community Features
Association Amenities
Boat DockGatedPlaygroundTrail(s)
Association Dues
105
HOA Fee Frequency
Monthly
Schools
School District
Unknown
Elementary School
Tracy Elementary
Middle School
Tracy Elementary
High School
Grundy Co High School
Listing courtesy of Retreat Properties LLC
Listings courtesy of Realtracs as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 2026-03-05 11:51 PM UTC. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed
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Neighborhood & Commute
Source: Walkscore
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